Terms And Conditions

This client agreement, together with any Schedule(s) and accompanying documents, as
amended from time to time (hereafter the “Agreement”) sets out the terms of the contract
between you and us.

• I understand all such terms and that these Terms and Conditions, together with all policies
are an inseparable part of a binding agreement between me and Zurichtradefinco.com (the

• I am over 18 and the information provided in this application is true and correct and that I will
notify Zurich Trade Finco of any material changes.
• Zurich Trade Finco may not be able to ascertain the appropriateness of any product to me,
including due to lack of experience or undisclosed information.
• I have entered full, accurate and truthful details, including my residential address and identity.
Zurich Trade Finco may at any time without limitation amend any of the terms set out in this
agreement by posting such information on our website.
• I confirm that I got an opportunity to trade on a demo platform and/or read a tutorial and I
understand as a consequence how to trade and the RISKS that are involved. In addition I have
read and understood the risks that are involved in trading in Forex.
• By filling the Subscription Form I request and agree to open an account for myself and confirm
that I have read and understood all policies and terms including the Risk Disclosure and Terms
and Conditions.
Zurich Trade Finco offers access to its website and services to clients that accept the terms and
conditions. By using the website you explicitly confirm that you have read these Terms and
Conditions and agree to them. Our obligations are subject to any limits or restrictions which
we may agree in writing, and any statutory, regulatory, legal or market requirements. The
following terms and conditions apply to all users and in case you require additional information
on any of the subjects presented below, feel free to contact our customer support at any time.
Terms and Conditions
Zurich Trade Finco LTD.

You must first read and then accept these Terms and Conditions in order to benefit of the best
services provided by
Zurich Trade Finco and the agreement is effective upon acceptance. If you don’t agree to be
bound by the terms and conditions of the present agreement, make sure to inform us in
writing. If Zurich Trade Finco decides to make any amendments they will be posted online and
in order to keep trading on the website, you might be asked to accept the new terms. In order
to be eligible to operate your trading with Zurich Trade Finco you must be over the age of 18
and to fully understand the risks involved.
You hereby acknowledge that you have the knowledge and experience to trade and
understand the risks involved. We can’t be held responsible for any damage or loss and we are
not responsible for verifying whether you possess sufficient knowledge or whether your
trading choices are wise. The same conditions apply regarding legal restrictions. You should
understand in full that trading; investments and similar operations are regulated in a different
way, throughout the world. The fact that you can access our website and use the tools Zurich
Trade Finco offers doesn’t necessarily mean that it is legal in your country to do so.
Users accessing this site are required to inform themselves about the jurisdiction restrictions
of Estonian Governing laws and you are hereby declaring that the funds you are using for
trading are not originating from any criminal activity or otherwise breach any law. Do not abuse
the license or services provided to you. By accepting the Terms and Conditions you will be
granted a limited license, but you can’t deep-link to the website or copy and resell the materials
appearing on Zurich Trade Finco .
The information provided by us should be used entirely for executing transactions inside or
within Zurich Trade Finco . Please note that closing or suspending your account due to a breach
of the terms of service and explicitly the Acceptable Use Policy, may entail loss due to the
closing of positions. Do not provide false or inaccurate information. The license granted will be
terminated if we notice that the data you provide is not accurate and you will cease to access
the services. You agree that Zurich Trade Finco can terminate your access to any of the services
offered for online trading at its sole discretion and with or without notice and close your

The present terms and conditions state that under no circumstances shall Zurich Trade Finco
or its employees be liable for lost profits or any kind of damage occurring during trading, due
to connection to our website, including negligence. In any proven circumstance, the liability of
Zurich Trade Finco is limited to our last monthly commissions received of money you
transferred or deposited in your trading account. TERMS AND CONDITIONS The Preamble to
these terms of service is inseparable part thereof and together with all company policies
constitute a binding Agreement between the User and Zurich Trade Finco .
You and any person making use of the Site are referred to hereunder as “User” and/or Client.
By accessing, visiting and/or using this Site, any person so doing (hereinafter: “User”)
unequivocally and unreservedly expresses his or her binding agreement to any and all of these
Terms and Conditions, constituting a binding agreement between the User and Zurich Trade
Finco , and undertakes to fully comply therewith. Any and all activity on, with and/or via this
Site shall be governed by these Terms and Conditions.

User must be aged 18 or older and legally permitted to engage in usage of this Site
under the Estonian Governing laws applicable to him/her.
User represents that he or she has full legal capacity to enter into legally binding agreements.
Users may not make commercial and/or serial and/or automated use of this Site. This Site
strictly forbids any use of data mining, data gathering, bandwidth theft, offline browsing plugins and software and/or download and/or batch download or access and any access via any
software except for the main common and official web browsers. Your Account and the Bank

Account: Upon receipt of your application, we may carry out credit or other checks as we deem
appropriate from time to time including without limit obtaining references from your bank,
employer or credit agencies (if applicable). Credit reference agencies will record details of the
search irrespective of whether your application proceeds or not.
We reserve the right to carry out further credit checks at anytime whilst this Agreement is in
force. You acknowledge and accept that we may use credit scoring methods to assess your
application. This may affect our decision on whether to accept the application or whether to
alter the way in which your Account will operate. You must notify us immediately of any
material changes to any of the information set out in your Application Form.
In the event that your Application Form is accepted we will open an Account for you and provide
you with a user ID and account number. You must not disclose these details to any other
person. In the event that you believe that these details are known by a third party then you will
notify us immediately. You will assist us in investigating any misuse of your Account. You
confirm that we are not obliged to confirm or check the identity of anyone using or quoting
your Account.

You confirm that we shall be entitled (but not obliged) to make any payments owed to you to
one single account for all sums. We may (but are not obliged to) agree to transfer monies to
different Bank Accounts. Notwithstanding the fact that we agree to do so, we shall not be liable
for any mistakes made by us in the amount transferred provided that the aggregate sum
transferred pursuant to this Agreement is correct.
Funds appearing on Clients’ account may include agreed or voluntary bonuses and incentives,
or any other sums not directly deposited by the Client or gained from trading on account of
actually deposited funds (“Non-Deposited Funds”). Please note unless otherwise explicitly
agreed, Non-Deposited Funds are not available for immediate withdrawal. Further, due to
technical limitations, Non-Deposited Funds may be assigned to Client’s account in certain
occasions (for example, for the technical purpose of allowing the closing of positions or an
indebted account).
PLEASE NOTE NON-DEPOSITED FUNDS, including profits gained on account of or
derived of the same, are not Client’s funds. If a withdrawal of Non-Deposited Funds
has been confirmed, Zurich Trade Finco shall have full right to reclaim any and all
such funds. Further Covenants: In addition to the above and without limiting the
generality of this clause, you: Confirm that the Bank Account details are complete
and accurate and that you will notify us immediately if these change and will provide
us with such documentation as we request in respect of such revised Bank Account;
Confirm that (unless otherwise agreed by us) the Bank Account relates to a bank
account opened in your country of main residence; Acknowledge and accept that we
are under no obligation to transfer any monies to or accept any monies from any
account other than the Bank Account. Except in the case of fraud (that not includes
fraud from a third party), we do not accept responsibility for any loss or damage
suffered by you as a result of your trading on monies deposited in or credited to your
Account in error by or upon our behalf.
We reserve the right to close or suspend your Account at any time in accordance with the terms
of this Agreement. Acknowledge explicitly that Zurich Trade Finco has the right to change the
amount of margin that is allowable per any trading due to market volatility, without prior
notice. Multiple Accounts: Except as otherwise expressly provided in this Agreement, if you
have more than one Account with us, each Account will be treated entirely separately.
Therefore, any credit on one Account (including monies deposited as margin) will not discharge
your liabilities in respect of another Account unless we exercise our rights under this
Agreement. Joint Accounts/beneficiaries: If an Account belongs to multiple users or to a
corporation, company, partnership or any other corporate body, all beneficiaries or signatories
will be required to approve a withdrawal. Linking to this Site: Creating or maintaining any link
from another site to any page on this site, without Zurich Trade Finco written permission is

Running or displaying this Site or any information or material displayed on this Site in frames
or through similar means on another Site without our prior written permission is prohibited.
Any permitted links to this Site must comply will all applicable laws, rules and regulations and
ethical conduct on the internet. IP and Copyright Notice: All texts, graphics, sounds,
information, designs, applications, content, source codes and object code files, and other
material displayed on or that can be downloaded from this Site are protected by copyright,
trademark and other laws and may not be used except as permitted in these Terms and
Conditions or with prior written permission of the owner of such material (hereinafter:
“information” or “data“).

The information on this Site belongs to Zurich Trade Finco or its respective affiliates and
suppliers and may not be copied or used without prior approval. You may not modify the
information or materials displayed on or that can be downloaded from this Site in any way or
reproduce or publicly display, perform, or distribute or otherwise use any such information or
materials for any public or commercial purpose. Any unauthorized use of any such information
or materials may violate copyright laws, trademark , laws, laws of privacy and publicity, and
other laws and regulations.

Force majeure: Whilst we will endeavor to comply with our obligations in a timely manner we
will incur no liability whatsoever for any partial or non-performance of our obligations by
reason of any cause beyond our reasonable control including but not limited to any
communications, systems or computer failure, market default, suspension, failure or closure,
or the imposition or change (including a change of interpretation) of Estonian Governing laws
or any law or governmental or regulatory requirement and we shall not be held liable for any
loss you may incur as a result thereof.
Without prejudice to the generality of this clause, the following events shall be considered as
an event of force majeure: where we are (in our opinion) unable to maintain an orderly market
as a consequence of civil unrest, terrorism, strikes, riots or power or communication failure;
excessive volatility in the financial markets; suspension, closure or liquidation of underlying
markets. Without prejudice to the generality of this clause, in the event of force majeure we
will be entitled to: alter trading times; alter the Margin Requirement; close or cancel any open

Trademarks: Certain trademarks, trade names, service marks and logos used or displayed on
this Site are registered and unregistered trademarks, trade names and service marks of Zurich
Trade Finco and its affiliates. Other trademarks, trade names and service marks used or
displayed on this Site are the registered and unregistered trademarks, trade names and service
marks of their respective owners. Nothing contained on this Site grants or should be construed
as granting, by implication, estoppel, or otherwise, any license or right to use any trademarks,
trade names, service marks or logos displayed on this Site without the written permission of
Logins Security: It is your responsibility to maintain your Account at all such times.
This includes ensuring that the required level of margin is in place. If you have more than one
Account, this responsibility will relate to each Account separately, unless we have agreed
otherwise in writing with you. Every person using a login (whether or not in fact such person is
a duly authorized client) will be deemed to be authorized to enter into the system and/or (as
the case may be) to give any other instructions or communications on behalf of Zurich Trade
Finco ’s client that is represented by the login according to the registration information
provided by Zurich Trade Finco .
Zurich Trade Finco will act on such instructions without being obliged to obtain any further
written or other confirmation, and, for the avoidance of doubt, the relevant transaction fees
shall become payable. Unlawful usage: You are prohibited from making any unlawful usage of
this Site, and are informed and aware to the fact that in addition to these terms and conditions
and any and all policies for usage of this Site, you may and are expected to be subjected to laws
and regulations applicable in your or any relevant jurisdiction, including any promulgations
related to gambling, securities, taxation and/or anti-money laundering.
Zurich Trade Finco does not encourage conduct that would be considered a criminal offense
or give rise to civil liability, or otherwise violate any law. In addition to any remedies that we
may have at law or in equity, if we determine, in our sole discretion, that you have violated or
are likely to violate the foregoing prohibitions, we may take any action we deem necessary to
cure or prevent the violation, including without limitation, the immediate removal of the related
materials and/or User from this Site. We will fully cooperate with any law enforcement
authorities or court order or subpoena requesting or directing us to disclose the identity of
anyone posting such materials. User undertakes that any and all information provided by him
is true, accurate, complete and up-to-date.

User undertakes to indemnify, defend and hold Zurich Trade Finco harmless, as well as any
and all of its subsidiaries, agents, employees and/or officers, against or from any liabilities,
obligations, claims, debts, expenses etc., in any way connected with any misuse or abuse of the
site, information or services provided or contained herein, including in particular (but not
limited to) any breach of these Terms and Conditions and/or violation of any law whatsoever
(including any violation or infringement of any third party rights) and/or any breach of any
applicable third party terms and conditions; No Warranties express or implied:

You must read the Risk Warning Notice and all the other documents supplied to you in
connection with this Agreement very carefully. DO NOT submit the Online Application Form if
you are unsure as to the effects of this Agreement or the nature of the risks involved. By clicking
on the “Submit” button and submitting the Online Application Form to us, then you is
acknowledging that you have read the documents supplied and that you understand and
accept the terms of this Agreement. Zurich Trade Finco and/or any or all of its subsidiaries,
affiliated companies, agents, employees, lawyers, trustees, bankers and/or officers does not
regulate and/or oversee and/or verify the information published on this Site, including articles,
trading information, quotes, et cetera. Gett Option’s sole responsibility and endeavor is to
facilitate trading and provide information and articles deemed useful.
Zurich Trade Finco shall not incur any liability, in any way, or otherwise bear any damages
and/or expenses to any user or third party, except for return of last monthly fees (to the extent
that such fees were actually paid to Zurich Trade Finco ), and subject to the terms set herein.
Zurich Trade Finco shall not be liable to denial of service on any grounds, whether general,
personal or specific. Zurich Trade Finco shall not be liable in any way for information, software,
products and/or services provided by third parties. The Site may be, at any time and at Zurich
Trade Finco ’s sole discretion, be off-line for maintenance or for any other reason, and service
may be denied, temporarily and/or continually and/or indefinitely, of any person at no liability
to Zurich Trade Finco doesn’t guarantee that you will be able to access the website at any time
and location and it doesn’t make any warranties with respect to the web site content. Without
limiting the foregoing, Zurich Trade Finco will not be held responsible for an impossibility of
executing trading orders, due to letdowns in the operation of informational systems due to
technical faults, which are beyond its control.
Neither Zurich Trade Finco nor any of its respective affiliates, subsidiaries, agents, employees
and officers warrant the accuracy or completeness of the information, materials or services
provided on or through this website. The information, materials and services provided on or
through this website may be out of date, and neither Zurich Trade Finco nor any of its
respective affiliates makes any commitment or assumes any duty to verify, validate or update
such information, materials or services. Except as explicitly set herein and under specific
conditions, We DO NOT provide any advisory service. All transactions, investments and
decisions are at your own discretion and risk.
Zurich Trade Finco and/or any or all of its subsidiaries, agents, employees and/or officers, does
not assume any responsibility, or will be liable, for any damages to, or any viruses that may
infect, your computer, telecommunication equipment, or other property caused by or arising
from your access to, use of, or browsing this Site, or your downloading of any information or
materials from this Site.
In no event will Zurich Trade Finco or any of its respective officers, directors, employees,
shareholders, affiliates, agents, successors or assigns, nor any party involved in the creation,
production or transmission of this website, be liable towards you or anyone else for any
indirect, special, punitive, incidental or consequential damages (including, without limitation,
those resulting from lost profits, lost data or business interruption) arising out of the use,
inability to use, or the results of use of this website, any websites linked to this website, or the
materials, information or services contained on any or all such websites, whether based on
warranty, contract, tort or any other legal theory and whether or not advised of the possibility
of such damages. the foregoing limitations of liability do not apply to the extent prohibited by
law. in the event of any problem with this website or any content, you agree that your sole
remedy is to cease using this website.

if you are a registered user you may receive a return of fees received by Zurich Trade Finco
within the previous month with respect to services that were fully denied as a result of an act
or omission by Zurich Trade Finco .co. all claims against Zurich Trade Finco shall become
obselete within 12 months of the occurance giving rise to the claim. in the event of any problem
with the information, products or services that you have purchased on or through this website,
you agree that your sole remedy, if any, aside of the above said, is from the 3rdparty provider
of such information, products or services.
The above disclaimers means that Zurich Trade Finco does not undertake to provide any
service and/or any and all functionality on the Site. This also means if you believe you have any
claim against Zurich Trade Finco it should be presented with no delay and shall be null and void
within 12 months of the first time it came to be. Revisions to these Terms and Conditions:
Without prejudice to the above, User acknowledges and accepts that Zurich Trade Finco and
its legal advisors are fully entitled at all times to amend, add to and/or revoke any and all of
these Terms and Conditions, at its sole discretion, without giving User any notice thereof. Any
such amendment, addition or revocation shall become fully effective and binding upon being
posted on Site. You should visit this page to review the then current Terms and Conditions
binding on you. Certain provisions of these Terms and Conditions may be added to or
superseded by legal notices or terms located on particular pages of this Site.
These terms and conditions have been last updated on May 25, 2018. This means that these
Terms and Conditions may be reasonably amended from time to time by Zurich Trade Finco ,
and shall apply to any user immediately. Zurich Trade Finco shall maintain a link to these Terms
and Conditions on every page on the Site, and state the last date these Terms and Conditions
were updated on.

Termination: You or we may suspend or terminate your account or your use of this Site at any
time, for any reason or for no reason. Except for the withdrawal of accumulated funds, you will
not be entitled to any remedy for discontinuing the services, all subject to our WD policy and
applicable laws and regulations. We reserve the right to change, suspend, or discontinue all or
any aspect of this Site at any time without notice. Additional Assistance: If you do not
understand any of the foregoing Terms and Conditions or if you have any questions or
comments, we invite you to contact us at any time. This means you should contact us
beforehand if anything of these Terms and Conditions is unclear, unfair or unacceptable to

Our Commitment to Security and Privacy: To prevent unauthorized access, maintain data
accuracy, and ensure the correct use of information, we have put in place the appropriate and
reasonable physical, electronic, and managerial procedures to safeguard and secure the
information we collect online. Please see our Privacy Policy for further information. Assignment
to Third Parties: Zurich Trade Finco is fully entitled to assign, grant, transfer or sublicense any
and all of its rights provided for herein, including any rights with regards to information or data,
wholly or in part, to any third party whatsoever. This means that the agreement between User
and Zurich Trade Finco on the terms set under the Terms and Conditions may be assigned, in
full or in part by Zurich Trade Finco , but not by the User.
These privileges as well as the limitations of liability are Zurich Trade Finco ’s one-sided
prerogatives under these Terms and Conditions but this Site would not be feasible without
them. No Waiver: Zurich Trade Finco ’s acquiescence to any breach of These Terms and/or
failure to exercise any right provided for herein shall be without prejudice to Zurich Trade Finco
’s legal rights and remedies, and shall not be held to preclude and/or debar it from exercising
or seeking any of the same.
Severability: Should any provision herein be deemed void or invalid by any court of law having
proper jurisdiction, such provision shall be severed, and shall not in any way vitiate or detract
from the effect and/or validity of any or all remaining provisions herein. This means that if a
specific article in these Terms and Conditions is ruled by a competent court as unenforceable
for any reason, then such ruling shall only apply to the respective specific articles or provisions
and not to this entire agreement. How to Contact Us: Should you have other questions or
concerns, please contact us anytime.

Trading in any investment opportunity that may generate profit requires Zurich Trade Finco ’s
customers to deposit money on their online account. Profits may be withdrawn from the online
account. Deposits and withdrawals are regulated by this WD policy as well as the generally
applicable terms and conditions. DEPOSITS You, the Client, have to perform all the deposits
from a source (e.g. single bank account).
If you want to start trading, you should make sure this account is in your country of residence
and in your name. In order to certify that a SWIFT confirmation is authentic, it has to be sent to
Zurich Trade Finco to confirm the origin of the money which will be used for trading. If you
don’t comply with this WD policy, you may be prevented from depositing the money via
Bank/Wire Transfer. If you did not login and traded from your account within three (3) months,
your Account will be subject to a deduction of 10 % each month.
According to generally acceptable rules and regulations, withdrawals must be performed only
through the same bank account or credit/debit card that you used to deposit the funds. Unless
we agree otherwise, withdrawals from the Account may only be made in the same currency in
which the respective deposit was made. In addition, when you deposit or withdraw money for
trading purposes using alternative payment methods, you should be aware that additional fees
and restrictions may apply.
Withdrawals are subjected to withdrawals processing and handling fees. Those fees will be
deducted from the transferred withdrawn amount. The fees schedule is available on Zurich
Trade Finco . Without derogating of the foregoing, Zurich Trade Finco may execute withdrawals
to a different facility than the one used for the deposit, subject to Anti Money-Laundering
regulations. Furthermore, when it comes to withdrawals, Client may be required to present
additional information and documents. NON-DEPOSITED FUNDS Funds appearing on Clients’
account may include agreed or voluntary bonuses and incentives, or any other sums not
directly deposited by the Client or gained from trading on account of actually deposited funds

(“Non-Deposited Funds“).
Please note unless otherwise explicitly agreed, Non-Deposited Funds are not available for
withdrawal. Further, due to technical limitations, Non-Deposited Funds may be assigned to
Client’s account in certain occasions (for example, for the technical purpose of allowing the
closing of positions or an indebted account). Without derogating from the abovementioned,
bonuses issued to Client by Zurich Trade Finco may only be withdrawn subject to execution of
a minimum trading volume of 30 times the deposit amount plus the bonus issued (“Minimum
Trading Volume“). SUBMITTING A WITHDRAWAL REQUEST In order to process your withdrawal
request, you must: Print the [withdrawal.pdf] form.
Client will log in to his account through the website, click on withdrawal, fill up the information
and fill up the withdrawal form. Sign the printed form. Send the form to us via e-mail as a
scanned image (JPG, GIF, PNG, non-password protected PDF) to. All compliance documentation
must have been received and approved by Zurich Trade Finco ’s compliance officer in order to
proceed with the withdrawal. Beneficiary Name must match the name on the trading account.
Requests to transfer funds to third party will not be processed. Important: Account holder is
required to monitor account regularly, and ensure that available margin exists in the account
prior to submitting this request, as such withdrawal may have an impact on existing open
positions or trading strategy used.
TYPICAL WITHDRAWAL PROCESSING TIME The time it takes for the money to reach your credit
card or bank account that has been used to deposit funds may vary (usually up to five business
days). Note that it might take longer for withdrawals to bank accounts due to the additional
security procedures in force. The request will generally be processed by Zurich Trade Finco
with in 2-5 business days of receipt. In order to avoid any delays please review your information
carefully before submitting your request. Zurich Trade Finco assumes no responsibility for
errors or inaccuracies made by the account holder.
Corresponding withdrawals will take 3 to 5 business days to process. Zurich Trade Finco can
not monitor and is not responsible in any way for the Client’s Credit Card Company or bank’s
internal procedures. Client must follow up with the credit card or respective bank
independently. Funds are released to your credit account once your credit card merchant has
debited the funds from our account. This process may take up to 5 business days or more to
reflect on your credit card account balance. If you do not have online access to your credit card,
it should appear on the next billing statement(s) depending on your card’s billing cycle.
Please note clearly that we are not committed to any time frame and that any additional
charges imposed by third parties shall be deducted from the deposit or the withdrawal, as
applicable. Additional Charges: If the receiving bank uses an intermediary bank to send/receive
funds, you may incur additional fees charged by the intermediary bank. These charges are
usually placed for transmitting the wire for your bank. Zurich Trade Finco is not involved with
and nor has any control over these additional fees. Please check with your financial institution
for more information.
CREDIT/DEBIT CARDS For Credit card deposits, when you choose an account in a different
currency than USD (United States Dollar), your credit card will be debited properly in
accordance with amount deposited and the applicable exchange rates. In addition to the
exchanged sum deposited, additional credit cards fees may apply (as a result, in such cases
you may notice discrepancies between the sum of deposit and the sum charged on your credit
Customers must accept these slight variations that can occur and won’t try to charge this back.
If you have used a credit card to deposit money, performed online trading and decide to cash
in on your winnings, the same credit card must be used. Amount of withdrawal per credit card
is only allowable to an equal amount of money deposited per credit card or less. Greater
amounts must be wire-transferred to a bank account.

Your Account may comprise of different currencies. These will be subject to the following
conditions: We may accept payments into the account in different currencies and any
payments due to or from us and any net balances on the account shall be reported by us in
the respective currency; The account is maintained in US Dollars, Euro (“Base Currencies“) and
any other currency will be converted at the exchange rate existing at the point of conversion
(“Exchange Rate“); if the Client send funds in another currency than his account’s currency, we
will apply an exchange rate to our discretion. We will generally settle trades or perform any
required set offs and deductions in the relevant currency where the account comprises such
currency ledger, save that where such currency balance is insufficient, we may settle trades in
any currency using the Exchange Rate. ADDITIONAL CONDITIONS Please note this policy
cannot be exhaustive, and additional conditions or requirements may apply at any time due to
regulations and policies, including those set in order to prevent money laundering. Please note
any and all usage of the site and services is subject to the Terms and Conditions, as may be
amended from time to time by Zurich Trade Finco , at its sole discretion. For queries concerning
policy matters, please contact us anytime.

Zurich Trade Finco strives to provide its customers with the best tools for trading, including
introductory guidance for the live trading environment. Zurich Trade Finco does not manage
or advise on investments. Zurich Trade Finco allows you to trade in highly speculative
investments which involve a significant risk of loss. Such trading is not suitable for all investors
so you must ensure that you fully understand the risks before trading. You accept that the
transactions you perform with Zurich Trade Finco may involve financial instruments that are
not: Traded on any stock or investment exchange; Readily realizable investments. Risks
associated with the services include: All investment is subject to risk and the degree of risk is a
matter of judgment and cannot be accurately pre-determined. Trading in Financial Instruments
is generally regarded as involving a high degree of risk compared with other common forms of
investment such as recognized collective investment schemes and debt and equity securities.
We give no warranty or promise as to the performance or profitability of your Account with us
or your investments or any part thereof. The value of investments and the income derived from
them can fall as well as rise and is not guaranteed.

Due to the high risk nature of trading, we explicitly do not make any EXPRESS OR IMPLIED
warranties or guarantees that you will make any profit or that you will not lose any OR all of
your DEPOSITED investments. Further, Zurich Trade Finco is not responsible for the accuracy
of information or content provided by third parties, including site and information linked to or
presented in this website. Please note any and all usage of the site and services is subject to
the Terms and Conditions, as may be amended from time to time by Zurich Trade Finco , at its
sole discretion. There is a possibility that you may sustain a partial or total loss of your
investment funds when trading. Even if you make money, you should be aware that the market
can quickly turn. Never trade with more than you can afford to lose.

Important: You are hereby advised that any breach of this acceptable use policy or otherwise
manipulating, abusing or exploiting Zurich Trade Finco ’s online trading services offered to the
public, may result in significant monetary and other damages to Zurich Trade Finco and/or
third parties, including other users and traders like yourself, and Zurich Trade Finco shall be
entitled to seek any remedy available to it hereunder or under law, including an injunctive
RELIEF. Without derogating of the provisions of the following Acceptable Use Policy, any of the
following activities are explicitly prohibited and shall be deemed fundamental breach of the
Terms of Service Agreement: Unauthorized automated access to the services and systems.
Latency exploitation in trading. Coordinated trade through multiple accounts (including trading
in tandem). Any reverse engineering of the software or the services.
Scope Of AUP
1.1. The AUP Applies To All Systems And Services Offered By Zurich Trade Finco , Without
1.2. The AUP Applies To Everyone, Including All Clients, Users And Visitors (“User” Or “You“).
1.3. The prohibited activities and ]Uses Set Out In This AUP Are Not A Complete List. If you are
unsure about any Contemplated Action You Should Contact Zurich Trade Finco Immediately.
Automated Access 2.1. You May Not Use, Under Any Circumstances, Any Software Which
Automatically Accesses Or Operates On Zurich Trade Finco’s Systems, Websites Or Systems,
Unless Such Software Is Officially Provided By Zurich Trade Finco.
Prohibited Activities 3.1. Zurich Trade Finco Shall Not Use, And Will Take Reasonable Actions To
Ensure That No User Or Third Party Shall Use Its Systems In Any Of The Following Ways: 3.1.1.
Fraudulently Or In Connection With Any Criminal Offense. 3.1.2. To Send, Knowingly Receive,
Upload, Download, Or Use Any Material Which Is Offensive, Abusive, Indecent, Defamatory,
Obscene Or Menacing, Or In Breach Of Copyright, Confidence, Privacy And/Or Any Other
3.1.3. To Cause Annoyance, Inconvenience Or Anxiety.
3.1.4. To Spam Or To Send Or Provide Unsolicited Advertising Or Promotional Material Or,
Knowingly To Receive Responses To Any Spam, Unsolicited Advertising Or Promotional
Material Sent Or Provided By Any Third Party.
3.1.5. In Any Way Which, In Zurich Trade Finco Reasonable Opinion, Is Or Is Likely To Be
Detrimental To The Provision Of The Zurich Trade Finco Service To The Company Or Any Of
Zurich Trade Finco ’s Or Its Shareholders’ And/Or Affiliates’ And/Or Directors And/Or Lawyers
And/Or Trustees And/Or Bankers And/Or Customers And/Or Business And/Or Reputation.
3.1.6. In Contravention Of Any Licenses Or Third Party Rights.
3.1.7. To Attempt To Interfere With Any Zurich Trade Finco Service To Any User, Host Or This
Includes Without Limitation: Flooding Of Networks; DOS (Denial Of Service) Attacks Of Any Sort; Deliberate Attempts To Overload A Service And Attempts To Crash A Host; Any Attempt To Abuse, Manipulate Or Benefit Of An Error, Software Bug, Security
Backdoor Or Breach, Latency Differences; Resale Of Services; Any Sort Of Automated, Cooperative Or Multi-User Operation (Explicitly Including
Tandem-Trading) To Circumvent Or Exploit The Services Or Systems; For Transmitting E-Mails, Code Or Files Which Contain Computer Viruses Or Corrupted
Data Or Trojan Horses Or Tools Which Compromise The Security Of Web Sites Or User Data.
This Explicitly Includes Spyware And Malware Of Any Sort.
3.2. You Acknowledge And Agree That The List Of Prohibited Activities Set Out In Clause 2.1 Is
A Non-Exhaustive List. Zurich Trade Finco Reserves The Right To Cancel Any Deal And/Or Hold
And Offset Any Funds And/Or Demand Any Fund Or Right Due To unacceptable Use Of Its
Services, Taking Advantage Of Mistakes Or Abusing Its Systems.
3.3. You Will Not Allow Use Of The System Or Access To Any Person Who Is Not A Client And
Will Not Copy, Distribute, Publish, Transmit, Display, Modify, Prepare Derivative Works Based
On, Report Or Otherwise Use The System In Whole Or In Part For The Use Of Any Other Person.
3.4. The Trademarks And Logos Displayed On The System Are Registered Trademarks Of Zurich
Trade Finco And/Or Respective Persons. Any Use Of Such Trademarks May Only Be Allowed
After The Written Consent Has Been Obtained. Network Security
4.1. You Shall Not: 4.1.1. Violate Or Attempt To Violate Zurich Trade Finco ’s Security Or Attempt
To Interfere Or Interfere With Zurich Trade Finco ’s Networks, Authentication Measures, Servers
Or Equipment.
4.1.2. Attempt To Circumvent User Authentication Or Security Of Any Host, Network Or Account
Which Includes Accessing Data Not Intended To The Recipient, Logging Onto A Server Where
Access Is Not Authorized Or Probing The Security Of Other Networks.
4.1.3. Attempt To Gain Access To Any Account Or Computer Resource Not Belonging To You
Through Zurich Trade Finco System And/Or Services.
Violation Of This AUP 5.1. Zurich Trade Finco Shall Be Entitled To Take Organizational,
Automated And Discretionary Measures To Ensure Compliance With This AUP And All Other
Rules And Policies By All Users.
5.2. Any Right Of Zurich Trade Finco Hereunder, Explicitly Including The Right To Impose A
Sanction, Shall Not Be Deemed As To Obligate Zurich Trade Finco In Any Way To Exercise Such
Right (Or Impose Such Sanction).
5.3. Failure To Exercise Any Right Of Zurich Trade Finco Herein Shall Not Be Deemed A Waiver
Of Such Right, Including The Imposition Of A Specific Sanction.
5.4. Zurich Trade Finco May Stop Any Person From Accessing The System And May Take Such
Adequate Measures As Zurich Trade Finco Deems Necessary To Prevent Such Access, If Zurich
Trade Finco Becomes Aware Of Any Circumstances Which Give Reason To Believe That A Login
Is Being Misused.
5.5. If You Or Any Other Person Violate Any Term Of This AUP, Zurich Trade Finco May, Without
Notice To Zurich Trade Finco And Without Any Liability To Zurich Trade Finco And/Or Its Clients
And/Or Any Other Party:
5.5.1. Require Clarifications, Authentications, Documentations Or Other Proof Or Details
Relevant To An Investigation.
5.5.2. Prevent Client Access To The System For Good Cause At Its Discretion. 5.5.3. Repair,
Rectify And/Or Rollback Client’s Transactions To Perform Restitution For And By Zurich Trade
Finco ’s Or Third Party.
5.5.4. Offset, Deduct And/Or Confiscate Funds And/Or Information As Required At Its Discretion
In Accordance With Law And/Or Any Court Order Or Instructions From A Competent
Investigative Or Law Enforcement Authority.
5.5.5. Suspend Or Terminate Zurich Trade Finco ’s Use Of Its Systems And/Or Service; Or 5.5.6.
Take Any Action As It Considers Appropriate. For The Avoidance Of Doubt, The Exercise By
Zurich Trade Finco Of Its Rights Hereunder Will Not Require Zurich Trade Finco To Compensate
The User For Loss Of Access To The Zurich Trade Finco System And Service.
5.6. A Violation Of This AUP By A Person Having Only Indirect Access To The Zurich Trade Finco
Service Through You, Will Be Considered A Violation By You, Including Whether Or Not The
Violation Was In With Your Knowledge Or Consent. You Are Responsible For Any And All Actions
Of Its Clients To Whom It Directly Or Indirectly Provides Its Services.
5.7. Zurich Trade Finco May Cooperate With System Administrators Or Other Network Or
Computing Services Providers To Enforce This AUP Or A Policy Of Another Provider.
5.8. Zurich Trade Finco May Involve, And Will Cooperate With, Law Enforcement If Criminal
Activity Is Suspected. Additional conditions Please note this policy cannot be exhaustive, and
additional conditions or requirements may apply at any time due to technological changes,
experience, regulations and policies, including those set in order to prevent money laundering.
This AUP is subject to change at Zurich Trade Finco ’s sole discretion at any time and any change
is effective when posted on Zurich Trade Finco ’s website or otherwise made known to Zurich
Trade Finco Please note any and all usage of the site and services is subject to the Terms and
Conditions, as may be amended from time to time by Zurichtradefinco.com, at its sole
discretion. For queries concerning policy matters, please contact us at anytime.